Effective Date: May 22, 2024

Welcome to the website of Gail Keyes Allen ("we," "us," or "our"). These terms and conditions ("Terms") govern your use of our website, services, and products (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are responsible for all activities that occur under your account. You must provide accurate and complete information and promptly update your information if it changes.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding contract.

3. Account Registration

To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account login information and for any activities or actions under your account.

4. Payment and Refunds

Certain Services may require payment. You agree to pay all applicable fees for the Services you select. All payments are non-refundable, except as required by law or as otherwise stated in our refund policy. We reserve the right to change our fees at any time.

5. Intellectual Property

All content, features, and functionality (including but not limited to text, graphics, logos, images, and software) are the exclusive property of Gail Keyes Allen and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

6. User Content

You may submit content (including but not limited to comments, reviews, and feedback) to our Services. By submitting content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content. You represent and warrant that you own or have the necessary rights to submit the content and that the content does not violate any third-party rights.

7. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

Violating any applicable laws or regulations. Infringing on the intellectual property rights of others. Engaging in fraudulent, deceptive, or misleading conduct. Interfering with or disrupting the operation of our Services. Uploading or transmitting viruses or other harmful code. Harassing, threatening, or abusing others.

8. Email and SMS Communication

By providing your email address and/or phone number, you consent to receive communications from us via email and SMS, including promotional messages, reminders, and updates about our Services. You may opt-out of receiving these communications at any time by following the unsubscribe instructions provided in the emails or by contacting us directly. Standard messaging rates may apply.

9. Disclaimers

Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted or error-free. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, in no event shall Gail Keyes Allen be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from our Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; or (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not we have been informed of the possibility of such damage.

11. Indemnification

You agree to indemnify, defend, and hold harmless Gail Keyes Allen, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to your use of our Services or your violation of these Terms.

12. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes by posting the revised Terms on our website and updating the "Effective Date" at the top of the page. Your continued use of our Services after the revised Terms have become effective indicates your acceptance of the changes.

13. Termination

We may terminate or suspend your access to our Services at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our Services will immediately cease.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of Maryland / USA, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Maryland / USA , and you hereby consent to the personal jurisdiction and venue therein.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Gail Keyes Allen

[email protected]


173 Saint Patrick Drive, Suite 104 PMB 3181, Waldorf, MD 20603

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing Gail Keyes Allen!